Bank of India Credit Officer Recruitment 2025: notification released for 514 vacancies. Check eligibility, age limit, salary, selection process & apply online before 05 January 2026.
Bank of India (BOI), a leading Public Sector Bank, has released the official notification for Recruitment of Credit Officers in GBO Stream (Project No. 2025-26/01). A total of 514 vacancies are announced for MMGS-II, MMGS-III, and SMGS-IV scales. Eligible candidates can apply online from 20 December 2025 to 05 January 2026 through the official website.
Bank of India Credit Officer Recruitment 2025
Job Overview
Particulars
Details
Organization
Bank of India
Recruitment Name
Credit Officer Recruitment 2025
Advertisement No.
Project No. 2025-26/01
Total Vacancies
514
Post Name
Credit Officer (GBO Stream)
Job Location
Across India
Application Mode
Online
Start Date
20 December 2025
Last Date
05 January 2026
Official Website
bankofindia.bank.in
Post Details
Post Name
Scale
Total Posts
Credit Officer
SMGS-IV
36
Credit Officer
MMGS-III
60
Credit Officer
MMGS-II
418
Total
514
Eligibility Criteria
Educational Qualification & Experience
Candidates must fulfill the educational qualification and experience requirements as specified in Annexure-I of the official notification for the respective scale. Only candidates meeting the criteria as on 01 November 2025 are eligible.
📌 Candidates previously employed in the same post in Bank of India are not eligible.
Age Limit (As on 01.11.2025)
Scale
Minimum Age
Maximum Age
MMGS-II
25 Years
35 Years
MMGS-III
28 Years
38 Years
SMGS-IV
30 Years
40 Years
Age Relaxation
SC / ST: 5 Years
OBC (NCL): 3 Years
PwBD: 10 Years
Ex-Servicemen & 1984 Riot Victims: As per rules
Salary / Pay Scale
Scale
Pay Scale (₹)
MMGS-II
64,820 – 93,960
MMGS-III
85,920 – 1,05,280
SMGS-IV
1,02,300 – 1,20,940
👉 Additional allowances and benefits as per Bank of India rules.
Application Fees
Category
Fee
SC / ST / PwBD
₹175
General / OBC / EWS
₹850
Fee is non-refundable.
Important Dates
Event
Date
Online Application Start
20 December 2025
Last Date to Apply
05 January 2026
Exam Date
To be notified
Selection Process & Exam Pattern
Selection Stages
Online Examination (if conducted)
Personal Interview
Online Exam Pattern
Section
Questions
Marks
English Language
25
25
Reasoning
25
25
Quantitative Aptitude
25
25
Professional Knowledge
75
75
Total
150
150
Duration: 120 Minutes
English section is qualifying only
Negative marking: ¼ mark deduction
Final Selection
Online Exam + Interview: 70:30 ratio
Interview only (if exam not conducted): 100 Marks
How to Apply
Visit bankofindia.bank.in
Go to Career → Recruitment of Credit Officers 2025
Candidates are advised to read the official notification carefully before applying and submit applications only through the official Bank of India website.
